Using a bike to get around your city is a great choice; you get more exercise and get to enjoy the outdoors. But it also comes with the risk of getting into accidents with motor vehicles on the same roads.
Unfortunately, this is all too common.
Getting into a bicycle accident is bad enough but then you have to deal with all of the consequences afterwards, it can be too overwhelming.
So we’ve compiled a list of the top five things you can do to keep the experience as stress-free and productive as possible.
1. Get Help From the Right People
In the minutes, days, and months after a bicycle accident, there is so much you’ll have to deal with. It’s absolutely critical to get help from others.
And not to just get help from anyone, but to get help from the right people.
Immediately following the crash, if you’re physically well enough, you should contact the police. They will come to the scene of the crash and complete an accident report. This will be the official statement of what exactly happened.
It’s important to get this in writing and to have your own copy for later on.
After your immediate needs have been taken care of you should reach out to a lawyer, preferably one that works in a bicycle accident law firm.
Having a lawyer present to give you advice can help make the rest of the resolution process much smoother. They can help you manage all of the court tasks (if it goes to that) but they can also help you avoid it going that far.
Working with the right people will ease your mind and help you feel confident moving forward.
2. Seek Medical Treatment
If you were in a bicycle accident today you might not feel like you really need to see a doctor and get checked out. You might feel just fine and like nothing happened.
But when you wake up tomorrow it might feel different and then you may have missed valuable healing time by waiting.
Many injuries don’t present right away and are almost a delayed reaction. This could be due to a few factors, one being the amount of adrenaline pumping through your bloodstream immediately following the accident.
It’s important to get a full medical evaluation as soon after having a crash as possible to help discover any hidden injuries.
The quicker you get seen, the quicker you can begin to heal by following the doctor’s advice. A checkup will also bring you peace of mind knowing you’ve been seen by a professional and there’s not that worry that something is going on unknowingly.
3. Pre-Settlement Money
No one heads out on the roads for a bike ride planning on getting in an accident. They never come at a good time and can often put us in difficult financial positions.
If you find yourself unable to get the legal help you need solely because of money, it would be a good idea to look into bicycle accident funding. This is a way for you to get the funds you need to pay your lawyer upfront.
This type of funding allows you to go through the entire legal process without the worry of the lost workdays or being able to pay your bills.
It gives the bicycle accident lawyer the time they need to work through the case properly to get you the result you want. And hopefully, that includes a fair settlement amount to cover your damages and hardship.
4. Hold on to All Documentation
When you’re involved in any kind of accident it’s a good practice to get into keeping a copy of all the documentation.
You never know what’s going to happen with your accident settlement, either in the court system or with the insurance companies. So it saves you a lot of worry and hassle if you have everything they could need on hand.
This would include the official accident report from the police department. But it also is definitely the contact information of the others involved in the accident.
It’s very helpful if you have witness statements as well. But these should be taken as soon after the accident as possible (preferably at the scene before leaving). At the very least, you should have their contact information as well.
Taking pictures of the crash, damage done to your bike and the vehicle, the surrounding area, and any of your own injuries are also important to have on hand.
It can be very stressful going through the aftermath of a crash; being organized with all the paperwork can make it much less so overall.
5. Work With Insurance Quickly
Working with insurance companies isn’t always particularly fun or enjoyable. But they are very necessary if you want to get repairs done and medical bills covered.
The best way to have successful interactions with the insurance companies is to work as quickly as possible to file claims. The sooner you can get that done, the sooner they can begin processing and get you your money.
Most insurance companies also have very strict deadlines for reporting an accident. If you don’t report it to them within that timeline, you’ll be denied any compensation.
To avoid that issue, file a claim with your insurance on the day of the crash (after you’ve been seen medically) or as soon as you’re well enough.
That will get things moving for the rest of the process for moving forward after an accident.
Steps to Take After a Bicycle Accident
When you get into a bicycle accident there is so much that you can’t control afterward. But the best way to take as much control as possible is to get the right team behind you.
There’s enough to worry about between the trauma and the physical elements of being in a car crash, let a trained professional handle all of the legal and insurance proceedings for you. If you’ve been in a bicycle accident and need some assistance, contact us today to get started!