What You Need to Know About Slip and Fall Lawsuit Loans

Slip and fall at work accidents are the second most common cause of preventable injury in the workplace. They account for around one-quarter of all workplace accidents each year.

While they may sound benign, slip and fall accidents can have serious and long-lasting impacts on victims’ health, income, and quality of life. As a result, handling a slip and fall case can be more complicated than most workers expect. 

Keep reading now to learn what you need to know about slip and fall accidents, lawsuits, and settlements. 

Slip and Fall at Work Injury Cases

Employees can slip and fall at work for any number of reasons. In most cases, these accidents occur because:

  • The workplace was not properly maintained
  • Potential hazards were not clearly marked
  • Workplace policies or conditions prevented workers from working safely
  • Employees were not equipped with the right safety gear, such as non-slip shoes
  • Employees did not comply with established safety protocols

When workers incur injuries as the result of knowingly breaking established safety protocols, they may be considered at fault. This can reduce their likelihood of receiving compensation. 

Workers who slip and incur injuries through no fault of their own often have strong cases. To win their case, they must show that:

  • Their employer was responsible for maintaining safe working conditions
  • Their employer failed to meet that responsibility 
  • The unsafe conditions led to the accident

Workers must also be able to document their injuries and any side-effects or other consequences those injuries have led to. For example, common slip and fall injuries include:

  • Sprains
  • Broken bones
  • Head injuries
  • Back injuries
  • Hand injuries

All of these injuries can lead to secondary consequences such as an inability to work and therefore a loss of income. In some cases, injuries may permanently impact the victim’s earning potential and quality of life. 

Damages

Victims can sue for two different types of damagesCompensatory damages cover the costs victims have incurred as a result of their injuries. This might include medical bills, lost wages, and related expenses. 

Punitive damages are a form of legal punishment. Courts may hand them down to penalize companies for their negligence, to send a public message to other employers, or to motivate positive change. 

Suing Over a Slip and Fall Case

Suing over a slip and fall at work case can be a painfully long and slow process. Employers tend to have strong legal teams and large budgets for fighting legal battles. Coworkers may be hesitant to participate in the discovery and trial process out of concerns about their own jobs. 

Meanwhile, injured workers must often grapple with:

  • Healing from their injuries, including extensive medical treatment
  • Handling costs of living on reduced or no income
  • The standard stresses and strains of a court case

Hiring a good attorney is a critical first step. While victims may begin by searching for “a slip and fall lawyer near me”, it is important that they ask questions before settling on an attorney. 

A qualified attorney should have extensive experience in slip and fall at work cases and a strong track record of success. They should also be familiar with the laws and courts in the immediate area, as regulations around slip and fall cases can vary from state to state. 

Slip and Fall at Work Settlements and Awards

Victims of a slip and fall accident should never take money or agree to settlements in their cases without the advice and assistance of a lawyer. Doing so can preclude them from getting the full compensation they deserve. 

But just how much can victims expect to receive if they win their cases? The average award ranges from around $15,000 to around $50,000. Higher awards are possible, however, depending on the specifics of the case. 

For example, cases in which victims suffer permanent disabilities are likely to have much higher payouts to compensate for a lifetime of lost wages. Similarly, cases in which employers were grossly negligent are also likely to include heavy punitive damage awards. 

Often, however, two common obstacles stand between victims and the settlements or awards they deserve. These obstacles are time and money. 

Time and Money in Slip and Fall Cases

Slip and fall accident victims need immediate care. This means that their medical bills begin racking up right away. These bills can accumulate quickly. 

At the same time, victims may be unable to work. This can rob them of their income but their standard living expenses continue to come due. This is a problem. 

Around half of all Americans have less than two months’ worth of expenses in an emergency fund. Nearly one-quarter have no emergency funds at all. This means that many accident victims:

  • Need money right away to cover their medical expenses
  • Need money right away to cover their basic living expenses
  • Do not have the money they need to hire a lawyer to represent them
  • Cannot wait a year or more while their case goes to court to get the settlement they deserve

These desperate circumstances can lead to victims accepting settlements from their employers that are far below the total they should be entitled to. Often victims feel they have no choice. 

The Power of a Slip and Fall Lawsuit Loan

A slip and fall injury at work lawsuit loan can help accident victims overcome the challenges of both time and money. A lawsuit loan allows victims to access the money they expect to win while their case is still working its way through the court system. 

This money can pay for living expenses and medical expenses. With these things covered, victims do not have the same pressure to settle their cases prematurely. They can afford to wait while their case is fought to its appropriate end. 

Similarly, the loan can serve as a slip and fall litigation fund. It can pay for attorney fees and other case costs, allowing the case to move forward.

Let a Lawsuit Loan Empower You 

If you experienced a slip and fall at work, learn how a lawsuit loan can empower you, today. Contact us for a free estimate and get the money you need to see your case through the court system stress-free. 

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